Compare Health Insurance
Hospital cover, extras, and combined policies
Health premiums are set by state and by who is covered, so these choices change the actual published rate — not just which results are shown.
What cover costs where you live
Connections Hospital Gold
$875.06/mo
$10,501/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J28/QKXV20
We earn nothing if you click through to Defence Health. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
elite gold copay
$823.30/mo
$9,880/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J139/QICH20
We earn nothing if you click through to ahm. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Complete Hospital (Gold)
$919.05/mo
$11,029/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J59/QHPO20
We earn nothing if you click through to Australian Unity. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Gold Comprehensive Hospital $750 Excess
$892.10/mo
$10,705/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H73B/QRYJ20
We earn nothing if you click through to Bupa. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
GMHBA Gold Optimum $750
$923.70/mo
$11,084/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H69/QLKY20
We earn nothing if you click through to GMHBA. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Gold Hospital Elevate $750/$1500 Excess
$808.48/mo
$9,702/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H22/QBRIQ20
We earn nothing if you click through to HBF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF CORPORATE GOLD $750 EXCESS
$647.24/mo
$7,767/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H28K/QMGX20
We earn nothing if you click through to HCF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Premium Gold Hospital
$532.80/mo
$6,394/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J111/QMGK20
We earn nothing if you click through to Medibank. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Qantas Gold Top Hospital $750 Excess
$935.92/mo
$11,231/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J106/QUHH20
We earn nothing if you click through to nib. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Top Hospital 500 (Gold)
$556.20/mo
$6,674/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J6E/QCWG20
We earn nothing if you click through to Teachers Health. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Core Hospital Silver Plus 750
$354.82/mo
$4,258/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J21/QHCB20
We earn nothing if you click through to Defence Health. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
essentials silver plus
$336.80/mo
$4,042/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J121/QHGN20
We earn nothing if you click through to ahm. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Midpoint Hospital (Silver Plus)
$364.00/mo
$4,368/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J58/QHAS20
We earn nothing if you click through to Australian Unity. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
GMHBA Silver Plus Hospital $750
$353.95/mo
$4,247/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H43C/QKFZ20
We earn nothing if you click through to GMHBA. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Essential Silver Hospital $750/$1500 Excess
$343.40/mo
$4,121/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H25/QBVUY20
We earn nothing if you click through to HBF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF CORPORATE CARE SILVER PLUS HOSPITAL $750 EXCESS
$353.60/mo
$4,243/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H41K/QRMI20
We earn nothing if you click through to HCF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Silver Hospital
$377.90/mo
$4,535/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J76/QOAR20
We earn nothing if you click through to nib. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Silver Secure Hospital Plus $750 Excess
$359.22/mo
$4,311/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J114/QWCM20
We earn nothing if you click through to nib. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Mid Classic 500 (Silver Plus)
$383.72/mo
$4,605/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J11/QCHJ20
We earn nothing if you click through to Teachers Health. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Silver Plus Classic Hospital $750 Excess
$336.80/mo
$4,042/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H81C/QTSK20
We earn nothing if you click through to Bupa. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Silver Hospital
$346.40/mo
$4,157/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J19/QAZQ20
We earn nothing if you click through to GMHBA. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Silver Plus Core
$345.20/mo
$4,142/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J116/QOEF20
We earn nothing if you click through to Medibank. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Saver Hospital Bronze Plus
$266.00/mo
$3,192/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J31/QLDZ20
We earn nothing if you click through to Defence Health. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Starter Hospital Basic Plus
$236.00/mo
$2,832/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J30/QLGM20
We earn nothing if you click through to Defence Health. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
core hospital (basic+)
$242.40/mo
$2,909/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J133/QHUW20
We earn nothing if you click through to ahm. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
simple bronze plus
$280.20/mo
$3,362/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J120/QHAM20
We earn nothing if you click through to ahm. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Core Hospital (Bronze Plus)
$299.90/mo
$3,599/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J57/QGXM20
We earn nothing if you click through to Australian Unity. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Simple Hospital (Basic Plus)
$242.20/mo
$2,906/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J34/QCFO20
We earn nothing if you click through to Australian Unity. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Plus Simple Hospital $750 Excess
$280.60/mo
$3,367/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H48C/QMQX20
We earn nothing if you click through to Bupa. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Plus Starter Hospital $750 Excess
$249.90/mo
$2,999/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H47B/QKVS20
We earn nothing if you click through to Bupa. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Bronze Plus Hospital
$279.35/mo
$3,352/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H75/QLSR20
We earn nothing if you click through to GMHBA. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Basic Plus Hospital
$224.70/mo
$2,696/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H57/QKLB20
We earn nothing if you click through to GMHBA. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Lite Bronze Hospital Plus $750/$1500 Excess
$268.97/mo
$3,228/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H24/QBSQZ20
We earn nothing if you click through to HBF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Hospital Plus $750/$1500 Excess
$246.38/mo
$2,957/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H19/QBJKH20
We earn nothing if you click through to HBF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF Hospital Basic Plus $750 Excess
$242.66/mo
$2,912/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H35R/QPQA20
We earn nothing if you click through to HCF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF HOSPITAL BRONZE PLUS $750 EXCESS
$293.62/mo
$3,523/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H30K/QLYV20
We earn nothing if you click through to HCF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Bronze Plus Value
$269.00/mo
$3,228/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J128/QQDH20
We earn nothing if you click through to Medibank. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Basic Plus Select
$247.90/mo
$2,975/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J135/QQZY20
We earn nothing if you click through to Medibank. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Suncorp Health Insurance Bronze Hospital $750 Excess
$292.68/mo
$3,512/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J89/QPXI20
We earn nothing if you click through to nib. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Care Hospital Plus $750 Excess
$250.43/mo
$3,005/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J112/QVVV20
We earn nothing if you click through to nib. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Hospital (Basic Plus)
$266.08/mo
$3,193/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J10/QAXN20
We earn nothing if you click through to Teachers Health. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
ambulance hospital (basic)
$212.30/mo
$2,548/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J131/QHOK20
We earn nothing if you click through to ahm. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
starter bronze
$260.50/mo
$3,126/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J9A/QELT20
We earn nothing if you click through to ahm. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Hospital $750 Excess
$265.70/mo
$3,188/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H78C/QTIP20
We earn nothing if you click through to Bupa. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Accident Only Hospital $750 Excess
$224.80/mo
$2,698/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H46B/QLAM20
We earn nothing if you click through to Bupa. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Basic Accident Boost Hospital
$211.00/mo
$2,532/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H78/QLYD20
We earn nothing if you click through to GMHBA. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Bronze Hospital
$277.75/mo
$3,333/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H46/QIXY20
We earn nothing if you click through to GMHBA. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Hospital Accident Only $750/$1500 Excess
$216.39/mo
$2,597/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H23/QBSIC20
We earn nothing if you click through to HBF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF HOSPITAL BRONZE $750 EXCESS
$269.96/mo
$3,240/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H37K/QQBM20
We earn nothing if you click through to HCF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF Reciprocal Health Cover Basic
$218.90/mo
$2,627/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code H6L/QPZV20
We earn nothing if you click through to HCF. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Basic Accident and Ambulance
$226.60/mo
$2,719/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J19/QJND20
We earn nothing if you click through to Medibank. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Hospital $750 Excess
$284.83/mo
$3,418/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J96/QSES20
We earn nothing if you click through to nib. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Accident Hospital $750 Excess
$225.24/mo
$2,703/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, QLD. Source · Product code J95/QSCA20
We earn nothing if you click through to nib. Premium is the published QLD couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
All 53 premiums on this page are sourced. These are the published Queensland rates for couple cover, shown monthly before the Australian Government Rebate — so most people pay less than the figure shown. The policies here are a sample of the market, not all available products, and a provider’s absence says nothing about its quality. Read our full methodology.
Honest Insurance may receive a referral fee from insurers, which never affects ranking. We are not a financial adviser and this is not a recommendation. Read the PDS before purchasing.