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Compare Dental Insurance

General and major dental cover

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Health premiums are set by state and by who is covered, so these choices change the actual published rate — not just which results are shown.

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Showing 10 of 10 policies
🔵BupaStandard

FLEXtras 4 Standard 50

$56.55/mo

$679/yr

8/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I64D/NPCN10

✓General dental
✓Major dental
✓Optical
✓Physiotherapy
✓Psychology
✓Chiropractic
•Covers 22 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to Bupa. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

🟤GMHBAStandard

Frank Bundables $250

$15.50/mo

$186/yr

8/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I53/NMPN10

✓General dental
✓Major dental
✓Optical
✓Physiotherapy
✓Psychology
✓Chiropractic
•Covers 13 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to GMHBA. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

🟩Teachers HealthStandard

Mid Extras

$57.65/mo

$692/yr

8/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I2/NCMJ10

✓General dental
✓Major dental
✓Optical
✓Physiotherapy
✓Psychology
✓Chiropractic
•Covers 17 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to Teachers Health. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

⚫Defence HealthStandard

Flex Extras

$56.00/mo

$672/yr

7/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I8/NLTK10

✓General dental
✓Major dental
✓Optical
✓Physiotherapy
✓Psychology
✓Chiropractic
•Covers 13 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to Defence Health. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

🟡Australian UnityStandard

Focus Extras (FCE)

$59.25/mo

$711/yr

7/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I40/NHVT10

✓General dental
✓Major dental
✓Optical
✓Physiotherapy
✓Psychology
✓Chiropractic
•Covers 13 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to Australian Unity. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

🔴HBFStandard

Flex 50

$51.32/mo

$616/yr

7/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I27/NBPAX10

✓General dental
✓Major dental
✓Optical
✓Physiotherapy
✓Psychology
✓Chiropractic
•Covers 16 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to HBF. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

🟠MedibankStandard

Healthy Start Extras

$38.05/mo

$457/yr

7/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I91/NGDS10

✓General dental
✓Major dental
✓Optical
✓Physiotherapy
✓Psychology
✓Chiropractic
•Covers 14 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to Medibank. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

🟣HCFStandard

HCF MID EXTRAS

$49.40/mo

$593/yr

6/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I30/NKTX10

✓General dental
✓Major dental
✓Optical
✓Physiotherapy
✗Psychology
✓Chiropractic
•Covers 13 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to HCF. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

🔷nibStandard

ING Essential Extras

$52.95/mo

$635/yr

6/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I63/NQUS10

✓General dental
✓Major dental
✓Optical
✓Physiotherapy
✓Psychology
✓Chiropractic
•Covers 8 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to nib. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

🟢ahmStandard

choosable 50 – teeth

$17.45/mo

$209/yr

2/8 features

Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single cover, NSW/ACT. Source · Product code I101/NGIU10

✓General dental
✓Major dental
✗Optical
✗Physiotherapy
✗Psychology
✗Chiropractic
•Covers 3 extras services
•No hospital cover included
•Annual limits apply per service
Get quote →

We earn nothing if you click through to ahm. Premium is the published NSW/ACT single rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.

All 10 premiums on this page are sourced. These are the published NSW / ACT rates for single cover, shown monthly before the Australian Government Rebate — so most people pay less than the figure shown. The policies here are a sample of the market, not all available products, and a provider’s absence says nothing about its quality. Read our full methodology.

Honest Insurance may receive a referral fee from insurers, which never affects ranking. We are not a financial adviser and this is not a recommendation. Read the PDS before purchasing.