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Insurance comparison, at your pace

See the cover. Keep the control.

Compare Australian policies in plain English, with the product detail and sources you need to take the next step yourself.

No sales callsReferral fees disclosedRankings never follow fees
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We do not compare every product in the market. Read the Product Disclosure Statement before choosing a policy.

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What are you looking after?

Choose a category to see what differs between policies, not just what sounds good in a headline.

Car InsuranceComprehensive, third-party fire & theft, and CTPHealth InsuranceHospital cover, extras, and combined policiesDental InsuranceGeneral and major dental coverHome & ContentsBuilding, contents, and combined coverTravel InsuranceDomestic and international travel coverPet InsuranceAccident, illness, and wellness for petsLife InsuranceTerm life, TPD, and income protectionBusiness InsurancePublic liability, PI, and business interruption

A practical process

A clearer way through the options.

The site is designed to help you understand the market first, then decide what deserves a closer look.

  1. 01

    Pick your category

    Eight types: car, health, dental, home, travel, pet, life and business.

  2. 02

    Narrow it down

    Not sure which cover you need? The Insurance Explainer asks four short questions, then points you to the cover types worth comparing and what separates them. It helps you explore your options — it does not choose a policy for you.

    Try the explainerNo account, no email.

  3. 03

    Compare on the evidence

    Health and dental show government-listed premiums before rebate. Every other category is quote-only: compare verified cover detail here, then get current pricing directly from the insurer.

What we hold ourselves to

Trust is in the details.

01

No sales pressure

Zero dark patterns, fake urgency, or pop-up spam. We show you the information and get out of the way.

02

Plain English

We translate PDS language, exclusion clauses, and jargon into words you can actually act on.

03

Referrals disclosed

We earn a fee when you click through to an insurer. We tell you this on every page. Rankings are by breadth of cover, not fee.

04

Australian-first

Built for AU regulations, AU providers, and the specific quirks of the Australian insurance market.

Learn before you buy

36 plain-English guides across 8 categories.

All 36 guides →
life

Life Insurance Through Super: The Pros and Cons

Most Australians have default life cover in their super fund. Is it enough — and should you keep it there?

6 min readlife

Income Protection Insurance: The Complete Australian Guide

IP insurance replaces 70% of your income if you can't work. Here's how it works, what it costs, and when it's worth it.

8 min readlife

How Much Life Insurance Cover Do You Actually Need?

Mortgage, income replacement, childcare costs — a formula for working out your real number.

7 min readlife

Term vs Whole Life Insurance: Which Is Right for You?

Australian 'whole of life' policies are rare — but the stepped vs level premium debate is very real.

6 min readbusiness

Cyber Insurance for Small Businesses: A Necessity?

Ransomware, data breaches, and phishing attacks hit small businesses hardest. Here's what cyber cover does.

5 min readbusiness

Professional Indemnity Insurance Explained

If a client claims your advice cost them money, PI cover pays your defence costs and damages.

6 min read
Honest Insurance does not compare all products in the market. We may receive referral fees from insurers when you click through. Rankings are by number of coverage features listed in each product’s own documentation, never by referral fee. Always read the Product Disclosure Statement (PDS) before purchasing.